Buyer - Team Vince Chan

Buyer

5 Things To Consider Before Purchasing A Home

Whether you’re a first time home buyer or a seasoned property investor, purchasing a home is always a big decision – and an even a bigger investment. We’re here to help you every step of the way. But, before we begin the purchase process, let’s first examine these three key questions.

  • Do you have a budget that you want to stick with?
  • What style of home do you want to live in?
  • Which neighbourhood and locations do you covet most?

Answering these questions provides us with a blueprint to help you find your dream home quickly and with the least amount of hassle.

1. How Much Of A Mortgage Do You Qualify For?

We work with a team of mortgage specialists and legal professionals to ensure you get pre-qualified for financing and, in some cases, reduced appraisals and legal fees. Speak directly to one of our real estate professionals and we will work with you to determine all your options.
1. How Much Of A Mortgage Do You Qualify For?

2. City vs. Suburbs

You might hear a lot of realtors, online articles, and television shows that say, “Location is everything.” Well, they might be right. Living in the city offers you all the convenience of being close to downtown nightlife, restaurants and shopping. Having said that, properties downtown are often smaller, more expensive, and less family-friendly. Residing in the suburbs means being farther away from the city, but you’ll have the luxury of larger living quarters, more spacious backyards, and a bigger selection of schools to choose from for your growing family. Wherever you choose to live, our agents can help you find the best home for all your needs.
2. City vs. Suburbs

3. Family Matters

Have you considered your lifestyle needs for the future? The thought of family, children, and caring for aging parents can often sway your decision in whether you want a condo, a townhouse, a detached home, or a home with a secondary suite. Secondary suites are often call “mortgage helpers” as they can help decrease your monthly mortgage payments in addition to helping you qualify for a larger mortgage. It’s important to always know what your current and potential future needs are being you start your search.
3. Family Matters

4. Let The Search Begin!

Now that you’ve spoken to your mortgage specialist, been pre-qualified for a loan, decided what neighbourhoods you love most, and determined the kind of house your family needs, it’s time to start looking for your perfect home!
4. Let The Search Begin!

5. The Final Purchase Process

Now that we’ve found the home of your dreams, we need to create a clear and concise purchase contract, ensure a thorough home inspection is conducted, and schedule in an appraisal at the request of your banker or lender. Our team will negotiate every detail on your behalf to ensure you get the best possible price, terms and conditions available.
5. The Final Purchase Process

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